StreetFleet offers a variety of insurance products to help protect your vehicle and your finance commitments. 

We manage all insurance directly through our office allowing centralised invoicing that provides ease of fleet management for you.

We also offer a range of fuel cards depending on your fleet requirements. Again, we centralise our invoices and manage all the costs involved; further simplifying your fleet management into one monthly payment and monthly fuel card reports.

Comprehensive Motor vehicle insurance 

When you own a motor vehicle, something can go wrong at any time, and usually at the worst possible time. It’s important to know that you have the right cover for the right situation.

Each StreetFleet lease must have full comprehensive insurance throughout the lease period. We are able to quote on some of the most competitive and comprehensive policies in the market and can include the cost of all premiums in the lease amount, making ensuring your vehicle is insured as easy as possible. 

Pricing for insurance policies vary greatly depending on the policy inclusions and exclusions as well as how easy the claims process is. Download the below PDS to compare with your insurer. 

Our Comprehensive Motor Insurance Policy has the following features:

Cover For Your Vehicle

The policy will repair, reinstate your vehicle or pay the market value or lease payout, whichever is greater, in the event of a total loss.

Cover For Your Liability

Provides $32,500,000 third party liability cover for the property damage and bodily injury arising from one accident.


• Hire Car Cost following accident & Theft - $100 per day to a maximum of $2,500
• Personal effects $1,000
• Towing Costs – reasonable costs
• Trailer Cover – market value or $1,000 whichever is lesser
• Choice of Repairer
• Lifetime repair guarantee
• Travel and Accommodation $2,000
• Tyre Replacement following loss or damage– new replacement value
• Removal of Debris $25,000
• Emergency Services Cost $10,000
• Funeral Expenses $5,000
• Baby Seat or Baby Capsule – reasonable costs
• Signwriting – reasonable costs
• No cover for drivers under 21 years of age whilst driving a High Performance Vehicle

Please note that we may retain a fee for issuing and administering your policy. 

Below is further information on each of these products, speak to your fleet consultant for more information or contact our office. 

If you would like to include any of the following in your vehicle lease, please let your StreetFleet consultant know at the quote stage so that the insurance premium can be included in your lease calculation. 

Financial services guide (FSG)

A Financial Services Guide (FSG) is an important document which we are required to give to you under the requirements of our role as an introducer/broker for an Australian Financial Services Licensee. It provides you with information about the parties involved to help you decide whether to use the insurance products we provide. The FSG outlines the types of services and products we can offer to you. It also explains how we (and other relevant persons) are remunerated for these services and includes details of our internal and external complaints handling procedures and how you can access them. 

Downloads Available

Download a copy of the QBE FSG here (QBE FSG for policies from 7/09/2016)

Download a copy of the Allianz FSG here. (Allianz FSG for policies prior to 7/09/2016) 

Download Allianz Privacy Notice and General Advice.

Download Allianz PDS here (Allianz FSG for policies prior to 7/09/2016) 

Download QBE PDS here (QBE PDS for policies from 7/09/2016)

Download QBE claims process here

Motor Equity (GAP) insurance 

Who pays out your loan if you have a financed vehicle that is damaged beyond reasonable repair or stolen? 

Like most mechanical items we buy, a car’s value reduces from the very first day we purchase it. The principle amount usually remains high during the early period of the loan until we begin to get ahead of the interest.

In the event that the car is damaged beyond repair or stolen & not recovered the market value may be less than the amount still owed to your financier.

This difference we call ‘GAP’ and is why most customers choose this insurance option when arranging their standard loan because this GAP will get taken care of to a value designated in the policy. 

Note that if we have included novated lease insurance on your lease or comprehensive insurance (QBE), it may include GAP insurance already. Speak to your consultant for more information. 

Download PDS here

Novated Lease Repayment Insurance (NLRI)

Novated Lease Repayment Insurance (NLRI) is designed to provide cover for a policyholder’s motor vehicle Novated Lease in the event of the policyholder’s death or involuntary unemployment. Motor Equity (GAP) cover is also available, providing benefit designed to meet the short fall of a comprehensive insurance total loss payout and the remaining balance due under the vehicle’s novated lease up to a specified maximum amount.

Death Cover

In the unfortunate event of an insured’s death, this cover provides a benefit that pays the remaining balance under the novated lease, at the time of death, up to a specified maximum amount.

Involuntary Unemployment

This option provides cover designed to meet the minimum monthly payment required for the outstanding amount under the Novated Lease agreement should the insured become involuntarily unemployed for 30 days or more.

There are two options under this cover:

Option 1 provides a benefit if the insured decides to retain their vehicle, in which case, the benefit is a daily amount based on the minimum monthly required payment limited to a specified maximum number of days.

Option 2 provides a benefit if the insured decides to sell their vehicle, or surrender it to the financier, within a specified number of days of their involuntary unemployment. The benefit is designed to cover the short fall between the outstanding amount on the lease and the vehicle’s fair sale price, up to a specified maximum amount.

Motor Equity (GAP)

Under the equity option, the cover is designed to meet the short fall between the outstanding lease amount and the total loss payment from the insured’s comprehensive motor vehicle insurance, limited to a specified maximum amount.

Download PDS here

Extended Warranty 

Ever had a car that broke down just out of warranty? Unfortunately it happens all too often! Most customers buy a new car in the hope that they are buying the best “their” money can buy which will give them trouble free enjoyable motoring for the time they own it.

The car you are buying today is no exception and is sold to you with every intention of fulfilling that objective. However with any mechanical item it is hard to guarantee or predict what will or will not go wrong.

Occasionally customers find themselves with an unexpected mechanical failure. Depending on the kind of failure, this may result in substantial unplanned financial outlay.

StreetFleet offers a range of extended warranty options which can provide protection for the costs of unforeseen mechanical failure for an extended period of time based on the options chosen.

Our 3rd party Mechanical Breakdown Insurance is so comprehensive we’ll cover the repair costs for your vehicle if it breaks down due to faulty workmanship or defective components. Even better, the insurer will also reimburse the costs associated with towing, car hire, locksmith services and in some cases, accommodation. If your vehicle isn’t fixed within 30 days of authorised repairs, we’ll even help pay your monthly insurance policy instalment.

Download PDS here