Three ways to finance your fleet.

An operating lease is a fixed-term agreement where StreetFleet provides the vehicle, owns it for the life of the lease, and bundles every cost the vehicle generates into one monthly amount per vehicle. You operate the vehicle the same way you would if you owned it; the difference is what's on your balance sheet, and what happens at the end of the term. There's no balloon, no residual risk, and no scramble to dispose of the vehicle yourself. You hand it back, replace it, or extend it.

It suits fleets that want predictable monthly costs, vehicles refreshed on a known cycle, and finance kept off the asset register. Most of our operating lease customers run between five and several hundred vehicles, on terms between twelve months and five years.

We size the lease against the way the vehicle will actually be used, kilometres, terrain, payload, fit-out, and come back with a quote that prices in everything the vehicle will need over the term. Once the quote's signed off, we source the vehicle through national fleet pricing, arrange the modifications, and deliver it through your preferred dealer network.

Steps:

• Quote. Tell us the vehicle, the kilometres, and the term. We come back with a fixed monthly amount inclusive of all running costs.
• Source. We buy the vehicle at fleet pricing. Modifications and fit-outs are factored in from the start.
• Deliver. The vehicle is registered, insured and ready for the road. You take delivery; the driver gets portal access on day one.
• Drive. Servicing approvals, fuel, tolls, accident handling, managed by us. Costs visible in the portal in real time.
• End of term. Six months out we'll start the conversation about next steps. Hand back, extend, replace, or roll into a new lease.

Sale and leaseback is a one-step conversion. We value your existing fleet at market price, buy the vehicles from your organisation, and lease them straight back to you on an operating lease. The vehicles never leave your operation. The drivers don't change. The depots don't change. What changes is what's on your balance sheet: capital is released, and the ongoing cost shifts to a predictable lease payment that includes everything the vehicle generates.

It suits organisations that own a working fleet, want to release capital for something else (growth, debt reduction, programme funding), and would rather not run the parallel exercise of replacing vehicles one by one. Most sale and leaseback conversions settle into a clean operating-lease cadence within sixty days of the agreement being signed.

The conversion is a fleet review, a valuation, a sale, and a leaseback. We do the heavy lifting on the valuation, the documentation and the transition. Most fleets settle into the new operating-lease cadence inside sixty days of sign-off.

Steps:

• Fleet review. We assess the fleet, vehicles, ages, kilometres, modifications, any vehicles that aren't suitable for leaseback. Comes back as a full picture before any numbers move.
• Market valuation. Each vehicle is valued at current market price. The valuation is transparent and the methodology is shared with your finance team before sign-off.
• Sale. StreetFleet buys the fleet at the agreed valuation. Capital lands on your balance sheet in one transaction.
• Leaseback. The same vehicles transfer to an operating lease at terms you choose (one to five years). Drivers keep driving the vehicles they were driving yesterday.

For fleets that own their vehicles and want to keep owning them. You get the portal, the reporting, the account manager, the maintenance approvals, the accident handling, everything that comes bundled into a leased vehicle, applied to a fleet that stays on your balance sheet. A per-vehicle management fee on top of the running costs you already pay. Full visibility from day one. No change to who owns the vehicles. The conversation starts with a fleet review.